Job type full-time
Full job description
The post closing auditor is responsible for conducting audits on closed loan files for compliance with company and secondary guidelines, resolving pending items and meeting loan delivery/purchase deadlines.
Responsibilities and duties
Audit closed loan files for quality and complianceAudit to be completed within 3 days of receiving the closing packages.
Resolve any issues found during audit; prepare delivery package in proper order within 3 days of receiving the closing packages.
Monitor pipeline to ensure that workflow is completed in a timely manner.
Maintain working knowledge of secondary and investor guidelines and websites.
Deliver excellent customer service while interfacing with closing agents, investor representatives, borrowers and branch personnel.
Tracking missing closing packages with the closing attorneys.
Transfer rights in mers.
Perform other job-related duties as instructed by manager.
Qualifications and educational requirements
Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: trid (tila/respa integrated disclosure act), regulation z (truth in lending act), regulation b (equal credit opportunity act), fair housing act (fha), home mortgage disclosure act (hmda), real estate settlement procedures act (respa), fair credit reporting act (fcra), bank secrecy act (bsa), in conjunction with the usa patriot act, anti-money laundering (aml) and customer information program (cip), right to financial privacy act (rfpa, state and federal) and community reinvestment act (cra).
Minimum of 3 years’ mortgage experience and 1 year of auditing/delivery experience.
Strong detail orientation and highly organized.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal, and written communication skill
Intermediate skills in computer terminal and personal computer operation; internet explorer; microsoft office applications including but not limited to: word, excel, powerpoint, and outlook
Open/close los or similar, doc magic or similar
Familiarity with investor websites preferred but not required